1. Complete “EXPRESSION OF INTEREST FORM” Below
2. We will mail you a “USER IDENTIFICATION and PASSWORD”
3. Login with “USER ID and PASSWORD” on the Home Page
4. View HATHS application form and download it
5. Complete application form
6. View Union Homes account number in Union Bank (UK) Plc
7. Remit application fee to Union Homes account in Union Bank (UK) Plc
8. Receive account opening forms from Union Homes Nigeria by mail
9. Complete account opening form and mail it back to Union Homes
10. Receive notification of local account opened
11. Remit 25% equity contribution to Union Homes account with Union Bank (UK) Plc
12. Applicant funding purchase 100% shall remit 5% of cost of property as service charge

Receive by mail following documents

• Offer letter
• Execution of charge form
• Completion of Union Assurance contract form and doctors declaration form
• The said property will be duly insured against hazards through Union Assurance
• The cost of perfection will be treated as a loan to run concurrently with the mortgage.
  

Receive advice of disbursements

HATHS Account Opening Form

HATHS Credit Check Form

• 1% penalty will be charged on arrears of repayment default.
  
• CALL IN CLAUSE – this shall be effected after three (3) consecutive months of default

Expression of Interest Form
*Surname:
*Other Name:
*Home Address
*Date of Birth:
Occupation:
Marital status:	Single  Married   Divorced
Employer/Office Address
Job Title:
Zip code:
*Telphone Number:
Fax:
*Country:	Please Select ... Albania Algeria American Samoa Andorra Anguilla Antigua & Barbuda Argentina Aruba Australia Austria Azerbaijan Azores Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bolivia Bonaire Bosnia Botswana Brazil Brunei Bulgaria Burkina Faso Burundi Cambodia Cameroon Canada Canary Islands Cape Verde Islands Cayman Islands Central African Republic Chad Channel Islands Chile China, Peoples Republic of Colombia Congo Cook Islands Costa Rica Croatia Curacao Cyprus Czech Republic Denmark Djibouti Dominica Dominican Republic Ecuador Egypt El Salvador England Equitorial Guinea Eritrea Estonia Ethiopia Faeroe Islands Fiji Finland France French Guiana French Polynesia Gabon Gambia Georgia Germany Ghana Gibraltar Greece Greenland Grenada Guadeloupe Guam Guatemala Guinea Guinea-Bissau Guyana Haiti Holland Honduras Hong Kong Hungary Iceland India Indonesia Israel Italy Ivory Coast Jamaica Japan Jordan Kazakhstan Kenya Kiribati Kosrae Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liberia Liechtenstein Lithuania Luxembourg Macau Macedonia Madagascar Madeira Malawi Malaysia Maldives Mali Malta Marshall Islands Martinique Mauritania Mauritius Mexico Moldova Monaco Montserrat Morocco Mozambique Myanmar Namibia Nepal Netherlands New Caledonia New Zealand Nicaragua Niger Nigeria Norfolk Island Northern Ireland Norway Oman Pakistan Palau Panama Papua New Guinea Paraguay Peru Philippines Poland Ponape Portugal Puerto Rico Qatar Republic of Ireland Republic of Yemen Reunion Romania Rota Russia Rwanda Saba Saipan Saudi Arabia Scotland Senegal Seychelles Sierra Leone Singapore Slovakia Slovenia Solomon Islands South Africa South Korea Spain Sri Lanka St. Barthelemy St. Christopher St. Croix St. Eustatius St. John St. Kitts & Nevis St. Lucia St. Maarten St. Martin St. Thomas Sudan Suriname Swaziland Sweden Switzerland Syria Tahiti Taiwan Tajikistan Tanzania Thailand Tinian Togo Tonga Tortola Trinidad & Tobago Truk Tunisia Turkey Tuvalu Uganda Ukraine Union Island United Arab Emirates United Kingdom United States Uruguay US Virgin Islands Uzbekistan Vanuatu Venezuela Vietnam Virgin Gorda Virgin Islands Wake Island Wales Western Samoa Yap Yugoslavia Zaire Zambia Zimbabwe
*Email Address:
Present monthly income:
Present monthly expenditure:
*Loan amount required:
*Type of Property Required:	Please Select ... Bungalow Flats/Massionettes Semi Detached Duplex Terrace Home Detached Home Others
*Required